On an investor-owned Prince George's County property, the county applies transfer and recordation tax to the increase in a refinance, measured against the loan being paid off, according to its Finance Affidavit.
Prince George's County taxes investor refinances, licenses single-family rentals and caps rent increases on many units, so each of these rules shows up in an investor's numbers. For the Maryland rules that apply statewide, see DSCR loans in Maryland.
What does Prince George's County charge on a purchase or refinance?
Prince George's County charges a 1.4% transfer tax and a recordation tax of $2.75 per $500, and on a refinance of a property that is not the owner's principal residence, the transfer tax applies to the new loan minus the original amount of the loans being refinanced, and the recordation tax to the new loan minus their unpaid principal balance.
| Tax | Prince George's County rate |
|---|---|
| County transfer tax | 1.4% of consideration |
| County recordation tax | $2.75 per $500 |
| Investor refinance | Transfer tax on new loan minus original loan amount; recordation tax on new loan minus unpaid balance |
Exception: The Finance Affidavit is dated July 2013. Confirm the current treatment with the title company before a cash-out refinance.
According to the Prince George's County Finance Affidavit (Rev 07/2013) and the Maryland DLS local tax rates table, as of October 2026.
Do Prince George's County rentals need a license?
Yes. Renting a one- or two-unit house or townhouse requires a county single-family rental license, valid for two years, issued after an exterior inspection by a county inspector.
- The county's DPIE fee schedule effective March 2, 2025 lists a $152 single-family rental license fee plus a $66 administrative fee and a 10% technology fee.
- A temporary 30-90 day license issues first; the full license follows the county's compliance inspection.
Exception: Rentals in 18 municipalities, including Bowie, Greenbelt, Hyattsville and College Park, are licensed by the town, not the county.
According to Prince George's County DPIE, Single-Family Rental Licensing and the DPIE Fee Schedule (effective March 2, 2025), as of October 2026.
Does Prince George's County limit rent increases?
Yes. Under the Permanent Rent Stabilization and Protection Act of 2024, increases on regulated units are capped at the lower of 6.0% or CPI-U plus 3%, and the allowance is 5.7% for July 1, 2026 through June 30, 2027.
- Exemptions include units completed on or after January 1, 2000, and units of a natural person owning five or fewer rental units in the county.
- Every owner, including exempt owners, must file an annual report.
Exception: An LLC-owned rental may not fit the natural-person exemption. Check the county's rules for your ownership structure.
According to Prince George's County, Permanent Rent Stabilization and Protection Act of 2024, as of October 2026.
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This page is general education about business-purpose real estate financing and state law as published by official sources on the date shown. It is not legal, tax or lending advice, not an offer to lend and not a rate quote. Laws and lender guidelines change; confirm current rules with the lender, the title company and your own attorney or tax adviser.