Anne Arundel County charges a recordation tax of $7.00 per $1,000, or $3.50 per $500, on deeds and on instruments creating a security interest such as a mortgage or deed of trust, according to the county Office of Finance.
Anne Arundel County's recordation tax reaches the loan itself, so it belongs in the closing-cost math on both a purchase and a refinance. For the Maryland rules that apply statewide, see DSCR loans in Maryland.
What closing taxes apply in Anne Arundel County?
Anne Arundel County's recordation tax is $7.00 per $1,000, rounded up to the nearest $500, on deeds and on mortgages or deeds of trust, and its transfer tax is 1.0% on transactions under $1,000,000 and 1.5% at $1,000,000 or more.
| Tax | Anne Arundel County rate |
|---|---|
| Recordation tax (deeds and mortgages) | $3.50 per $500 |
| Transfer tax, under $1,000,000 | 1.0% |
| Transfer tax, $1,000,000 or more | 1.5% |
Exception: Confirm the figures with the title company before closing.
According to Anne Arundel County Office of Finance, Recordation Tax and the Maryland DLS local tax rates table, as of October 2026.
What is Anne Arundel County's property tax rate?
The Maryland Department of Legislative Services lists Anne Arundel County's real property tax rate at $0.977 per $100 of assessed value for fiscal year 2026, county rate only.
- On a $300,000 assessment, $0.977 per $100 equals $2,931 a year in county property tax.
- State and any municipal rates are separate.
Exception: Rates are set annually. Check the current year's rate and the property's assessment.
According to the Maryland DLS local tax rates table, as of October 2026.
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This page is general education about business-purpose real estate financing and state law as published by official sources on the date shown. It is not legal, tax or lending advice, not an offer to lend and not a rate quote. Laws and lender guidelines change; confirm current rules with the lender, the title company and your own attorney or tax adviser.