DSCR loans in Grand Rapids

Grand Rapids inspects and certifies rental properties, charging $210 per building plus $80 per unit for a Certificate of Compliance issued before expiration, under its 2026 fee schedule.

Grand Rapids ties every rental to a certificate of compliance, and letting it lapse costs more than renewing on time. For the Michigan rules that apply statewide, see DSCR loans in Michigan.

What does Grand Rapids rental certification cost?

Effective July 1, 2026, Grand Rapids charges $210 per building plus $80 per unit for a Certificate of Compliance issued before expiration, and $330 per building plus $125 per unit after expiration; rental property registration is $0 per building.

CertificateFee
Issued before expiration$210 per building + $80 per unit
Issued after expiration$330 per building + $125 per unit
Rental registration (per building)$0

Exception: Additional inspections and missed appointments carry separate fees. Check the full schedule.

According to the City of Grand Rapids Housing and Zoning Fee Schedule (effective 7/1/2026), as of October 2026.

Does Grand Rapids limit rental application fees?

Yes. Grand Rapids has a rental application fee ordinance that requires landlords to give applicants certain information and sets a limit on the application fee amount.

  • Applicants can file a complaint when the fee exceeds the screening cost stated in the landlord's disclosure.

Exception: The dollar limit is not stated on the city's complaint page. Check the ordinance before charging applicants.

According to the City of Grand Rapids, rental application fee complaint page, as of October 2026.

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About DSCR Commercial Loan

DSCR Commercial Loan is an advertising publisher and referral service for business-purpose DSCR financing on one- to four-family rentals, not a mortgage broker or lender. With your consent, we refer your inquiry to one independent financing professional. Financing options, eligibility and terms are determined solely by that professional and the final lender.

Disclaimer

This page is general education about business-purpose real estate financing and state law as published by official sources on the date shown. It is not legal, tax or lending advice, not an offer to lend and not a rate quote. Laws and lender guidelines change; confirm current rules with the lender, the title company and your own attorney or tax adviser.